USDA Loans

Get a FREE quote & save thousands of dollars on interest!

Why Choose a USDA Loan?

$0 down payment

There’s no required down payment for USDA loans.

Not agriculture

“USDA” implies agriculture, but it’s for people with limited income who want homes in rural & suburban areas.

Rural & suburban areas

USDA is designated for rural homes, but often includes the outskirts of major cities.

Save on interest

Mortgage rates are low right now. Locking in a fixed-rate now will save you thousands on interest.

Affordable

USDA loans help lower income buyers purchase a new home.

Most overlooked loan

Many people miss out on the savings because they’re not well-informed about it.

Find out if you qualify for a USDA loan

step one

Get pre-qualified

Know exactly how much home you can afford.

step two

Compare rates for free

Spend less money out of pocket.

step three

Lock in a low interest rate

The extra savings could go towards furniture, decorating or back into your pocket.


Mountain River Mortgage

Mortgage made simple.

We walk you through different loan options and help you choose the right one for you – whether you’re a first-time home buyer or a seasoned investor.

  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years

Get Pre-Qualified For FREE

Save thousands of dollars on interest.

See what some of our customers have to say…
Angie Rios

Refinance

Caring Team

The owners of Mountain River Mortgage are caring and made sure I got the most from my equity. Thank you, Dave and Pam. I highly recommend Mountain River Mortgage.

Brian & Sheila Thompson

VA Loan

Honest and Fast

Mountain River Mortgage really came through and helped us get our first home. I switched to these guys because they’re honest, responsive and they get the job done fast. Five stars all the way!

Diane Dean

FHA Streamline

Excellent Customer Service

I’ve worked with multiple mortgage companies in the past. None of them come close to the customer service that Mountain River Mortgage provides. They’re quick, helpful and really care about their customers.