30-Year Fixed Rate Mortgage
The 30-year fixed rate mortgage is ideal as a long-term plan because you’ll have predictable, lower monthly payments.
- Stable interest rate
- Predictable payments
- Easier to qualify
- Save on interest
- Most popular loan
15-Year Fixed Rate Mortgage
With 15-year fixed rate mortgage you’ll have higher payments, but you’ll pay less interest & own your home faster.
- Own your home faster
- Pay less interest
- Stable interest rate
- Predictable payments
Adjustable Rate Mortgage
Adjustable rate mortgages are fixed for a short period and then fluctuates when the term ends.
- Pay less interest
- Possible rate drop
- Lower monthly payment
- Save on interest
- Short-term plan
VA Loans
VA loans help eligible veterans afford housing with $0 down payment and no private mortgage insurance.
- Serving our veterans
- $0 Down Payment
- No PMI
- Lower closing costs
- No prepayment penalties
- Funding fee options
FHA Loans
FHA loans are affordable with low down payment and easier qualifying process.
- Low down payment
- Low credit score entry
- Easier to qualify
- Save on interest
- Fast approval
- Easy refinancing
203k Loans
203k loans are used for home improvements such as remodeling your kitchen, landscaping, patio fireplaces, swimming pools and saunas.
- Kitchen remodels
- Bathroom remodels
- Swimming pools
- Saunas
- Patio fireplaces
- Landscaping
HARP Loans
The Home Affordable Refinance Program (HARP) loans help underwater & near-underwater borrowers refinance.
- Lower monthly payments
- Reduce interest rate
- Lower closing costs
- Get more for your equity
Mountain River Mortgage
Proudly serving our customers since 2002.
Angie Rios
Caring Team
The owners of Mountain River Mortgage are caring and made sure I got the most from my equity. Thank you, Dave and Pam. I highly recommend Mountain River Mortgage.
Brian & Sheila Thompson
Honest and Fast
Mountain River Mortgage really came through and helped us get our first home. I switched to these guys because they’re honest, responsive and they get the job done fast. Five stars all the way!
Diane Dean
Excellent Customer Service
I’ve worked with multiple mortgage companies in the past. None of them come close to the customer service that Mountain River Mortgage provides. They’re quick, helpful and really care about their customers.