Loan Options

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30-Year Fixed Rate Mortgage

The 30-year fixed rate mortgage is ideal as a long-term plan because you’ll have predictable, lower monthly payments.

  • Stable interest rate
  • Predictable payments
  • Easier to qualify
  • Save on interest
  • Most popular loan

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Adjustable Rate Mortgage

Adjustable rate mortgages are fixed for a short period and then fluctuates when the term ends.

  • Pay less interest
  • Possible rate drop
  • Lower monthly payment
  • Save on interest
  • Short-term plan

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FHA Loans

FHA loans are affordable with low down payment and easier qualifying process.

  • Low down payment
  • Low credit score entry
  • Easier to qualify
  • Save on interest
  • Fast approval
  • Easy refinancing

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HARP Loans

The Home Affordable Refinance Program (HARP) loans help underwater & near-underwater borrowers refinance.

  • Lower monthly payments
  • Reduce interest rate
  • Lower closing costs
  • Get more for your equity

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Mountain River Mortgage

Proudly serving our customers since 2002.

See what some of our customers have to say…

Angie Rios



Caring Team

The owners of Mountain River Mortgage are caring and made sure I got the most from my equity. Thank you, Dave and Pam. I highly recommend Mountain River Mortgage.

Brian & Sheila Thompson

VA Loan


Honest and Fast

Mountain River Mortgage really came through and helped us get our first home. I switched to these guys because they’re honest, responsive and they get the job done fast. Five stars all the way!

Diane Dean

FHA Streamline


Excellent Customer Service

I’ve worked with multiple mortgage companies in the past. None of them come close to the customer service that Mountain River Mortgage provides. They’re quick, helpful and really care about their customers.