HARP Loans
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Why Choose a HARP loan?
Refinance
The Home Affordable Refinance Program (HARP) helps underwater homeowners refinance.
Get more for your equity
Refinance with HARP even if you owe more than your home’s estimated value.
Lower monthly payments
HARP helps lower your monthly payment and prevent foreclosures.
Reduce interest rate
HARP helps lower your interest rate and get you back on track.
Lower closing costs
Appraisal and underwriting is not required for a HARP loan.
Eligibility
Mortgage must be owned or guaranteed by Fannie Mae or Freddie Mac to qualify.