30-Year Fixed Rate Mortgage
The 30-year fixed rate mortgage is ideal as a long-term plan because you’ll have predictable, lower monthly payments.
- Stable interest rate
- Predictable payments
- Easier to qualify
- Save on interest
- Most popular loan
15-Year Fixed Rate Mortgage
With 15-year fixed rate mortgage you’ll have higher payments, but you’ll pay less interest & own your home faster.
- Own your home faster
- Pay less interest
- Stable interest rate
- Predictable payments
Adjustable Rate Mortgage
Adjustable rate mortgages are fixed for a short period and then fluctuates when the term ends.
- Pay less interest
- Possible rate drop
- Lower monthly payment
- Save on interest
- Short-term plan
VA Loans
VA loans help eligible veterans afford housing with $0 down payment and no private mortgage insurance.
- Serving our veterans
- $0 Down Payment
- No PMI
- Lower closing costs
- No prepayment penalties
- Funding fee options
FHA Loans
FHA loans are affordable with low down payment and easier qualifying process.
- Low down payment
- Low credit score entry
- Easier to qualify
- Save on interest
- Fast approval
- Easy refinancing
203k Loans
203k loans are used for home improvements such as remodeling your kitchen, landscaping, patio fireplaces, swimming pools and saunas.
- Kitchen remodels
- Bathroom remodels
- Swimming pools
- Saunas
- Patio fireplaces
- Landscaping
First Fidelity Mortgage
Proudly helping our customers own their dream home since 2012.
Aaron BashamThe process was simple and pain free
“Mike was awesome to work with. Being a fist time homebuyer, we had a plethora of questions and Mike was there to answer every question in a way that we could understand. He was always available and genuinely interested in getting us the best deal we could get. The process was simple and pain free and I attribute that to the expertise that the loan officers have at First Fidelity Mortage. I will definitely use them again in the future and I would reccomend them to anyone looking to buy a home.”
Susie StralinaOffered me the best rate
“Extremely pleased with my experience at First Fidelity Mortgage. When choosing a lender, Mike Hurt was always a step ahead of the competition offering me the best rate. He simplified the numbers and gave me a clear picture of my financial options. As a first time home buyer, Mike was an excellent resource and went above and beyond to help me every step of the way.”
Chad KoetterAnswered all of our questions
“Mike was great to work with. Even though this was our second time going through this process, Mike answered all of our questions, no matter how small or obvious the answers were, he was patient and explained everything quickly and thoroughly. If you want a somebody on your team that is on top of the ball and acts in your best interest, Mike and First Fidelity are your guys! While we’re not planning on moving again for a while, we will definitely use Mike and First Fidelity again when the time comes!”