My credit score isn’t good. It’s not even “fair”. 600 is actually considered “bad”. My husband’s credit is no better. After talking to multiple lenders, we were no strangers to getting doors slammed in our faces. They all told us it would be “difficult to secure a mortgage”. BUT… We…
And Some Must-Read Reasons Why You Need To Step On That Pedal… Ah… finally your dream wedding date is getting closer. The euphoria of exchanging wedding bands and vocalizing those sacred vows (practiced and drilled in front of the mirror to immaculate flow… as if you’re Nicole Kidman herself –…
1 on 3 veterans know about the decades-old loophole. Those who know about it, save an average of $30,205 at closing and $230 every month. This post is dedicated to serving those who’ve served: Veterans Active duty members Members of the National Guard or the Reserves And even the spouses…
There are two ways to save cash when buying a home… Long-term savings and short-term savings. The brutal truth is, most home buyers are completely unaware of both. They end up paying too much and missing out on a better deal. In this post, I’ll uncover 3 ways you can…
I’m about to spill the beans… Because buying a home might be stressful if you’re not prepared. And sometimes it’s best to learn from other people’s mistakes. That’s why I interviewed dozens of homeowners about their regrets and things they wished they knew before buying a house. Most of them…
Step 1. Check your credit. The higher your credit score, the lower your rates will be. So checking your credit score will tell you where you stand. You can do a free credit check using services like Credit Karma. It doesn’t hurt your credit score to check because it’s considered…
You have difficult decisions to make… What kind of house should I buy? In which neighborhood? How much can I afford? What type of mortgage should I get? And on and on. Making the right decisions is tough. Unfortunately, 49% of homebuyers make choices they later regret(1). And the truth…
1. Save up for a larger down payment Putting a larger down payment will save you thousands of dollars in the long run. Most lenders look for at least 20%. With a 20% down payment, you might avoid having to pay mortgage insurance and you could qualify for a better…
Key highlights: Start with your goals. Knowing your objective prepares you – and saves you from Homebuyer’s Remorse. Getting emotionally involved could cost you $1,000’s. Create a list of Pros and Cons to avoid buying on emotional impulse. Know all your loan options. Save thousands on interest by getting Pre-Approved…
49% of new homeowners are haunted with buyer’s remorse. Learn from their mistakes […]