{"id":853,"date":"2018-01-26T02:02:39","date_gmt":"2018-01-26T02:02:39","guid":{"rendered":"https:\/\/touringnewmexico.com\/mortgage\/?page_id=853"},"modified":"2018-05-26T19:16:49","modified_gmt":"2018-05-26T19:16:49","slug":"loan-options","status":"publish","type":"page","link":"https:\/\/touringnewmexico.com\/mortgage\/loan-options\/","title":{"rendered":"Loan Options"},"content":{"rendered":"<section id=\"hero\" class=\"section-slider screenr-section swiper-slider fixed\">\n<div class=\"swiper-container\">\n<div class=\"swiper-wrapper\">\n<div class=\"swiper-slide slide-align-center slide_content slide_content_layout_1\" style=\"background-image: url('https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/01\/mortgage2.jpg');\">\n<div class=\"col-md-12 backdrop-grad\">\n<div class=\"swiper-slide-intro col-lg-12\">\n<div class=\"swiper-intro-inner\" style=\"padding-top: 2%; padding-bottom: 1%;\">\n<h1>Loan Options<\/h1>\n<p>Get a FREE quote &amp; save thousands of dollars on interest!<\/p>\n<div class=\"btn-centered\"><a class=\"btn btn-lg btn-success btn-purchase hidden-sm hidden-xs\" href=\"\/\/touringnewmexico.com\/mortgage\/home-purchase-form\/\" data-toggle=\"modal\" data-target=\"#myModal\">Pre-Qualify for a New Home<\/a><a class=\"btn btn-lg btn-success hidden-md hidden-lg\" href=\"\/\/touringnewmexico.com\/mortgage\/home-purchase-form\/\">Pre-Qualify for a New Home<\/a><a class=\"btn btn-lg btn-warning btn-purchase hidden-sm hidden-xs\" href=\"\/\/touringnewmexico.com\/mortgage\/refinance-form\/\" data-toggle=\"modal\" data-target=\"#myModal\">Check Refinance Rates<\/a><br \/>\n<a class=\"btn btn-lg btn-warning hidden-md hidden-lg\" href=\"\/\/touringnewmexico.com\/mortgage\/refinance-form\/\">Check Refinance Rates<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"shop-mortgages screenr-services section-services section-padding section-padding-lg\">\n<div class=\"container\" style=\"padding-bottom: 20px;\">\n<div class=\"row\">\n<div class=\"col-md-6\">\n<div class=\"section-title-area\" style=\"text-align: left;\">\n<h2 class=\"section-title\" style=\"text-align: left;\">30-Year Fixed Rate Mortgage<\/h2>\n<\/div>\n<p>The 30-year fixed rate mortgage is ideal as a long-term plan because you&#8217;ll have predictable, lower monthly payments.<\/p>\n<ul style=\"margin: 40px 0;\">\n<li>Stable interest rate<\/li>\n<li>Predictable payments<\/li>\n<li>Easier to qualify<\/li>\n<li>Save on interest<\/li>\n<li>Most popular loan<\/li>\n<\/ul>\n<p><a class=\"btn btn-lg btn-primary\" href=\"https:\/\/touringnewmexico.com\/mortgage\/loan-options\/30-year-fixed-mortgage\/\">Learn More<\/a><\/p>\n<\/div>\n<div class=\"col-md-6\">\n<div><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1663\" src=\"https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/home1-1.jpg\" alt=\"\" width=\"600\" height=\"400\" srcset=\"https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/home1-1.jpg 600w, https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/home1-1-300x200.jpg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"shop-mortgages screenr-services section-services section-meta section-padding section-padding-lg\">\n<div class=\"container\" style=\"padding-top: 20px; padding-bottom: 20px;\">\n<div class=\"row\">\n<div class=\"col-md-6\">\n<div><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1669\" src=\"https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/home2.jpg\" alt=\"\" width=\"600\" height=\"400\" srcset=\"https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/home2.jpg 600w, https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/home2-300x200.jpg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/div>\n<\/div>\n<div class=\"col-md-6\">\n<div class=\"section-title-area\" style=\"text-align: left;\">\n<h2 class=\"section-title mobile-padding\" style=\"text-align: left;\">15-Year Fixed Rate Mortgage<\/h2>\n<\/div>\n<p>With 15-year fixed rate mortgage you&#8217;ll have higher payments, but you&#8217;ll pay less interest &amp; own your home faster.<\/p>\n<ul style=\"margin: 40px 0;\">\n<li>Own your home faster<\/li>\n<li>Pay less interest<\/li>\n<li>Stable interest rate<\/li>\n<li>Predictable payments<\/li>\n<\/ul>\n<p><a class=\"btn btn-lg btn-primary\" href=\"https:\/\/touringnewmexico.com\/mortgage\/loan-options\/15-year-fixed-mortgage\/\">Learn More<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"shop-mortgages screenr-services section-services section-padding section-padding-lg\">\n<div class=\"container\" style=\"padding-top: 20px; padding-bottom: 20px;\">\n<div class=\"row\">\n<div class=\"col-md-6\">\n<div class=\"section-title-area\" style=\"text-align: left;\">\n<h2 class=\"section-title\" style=\"text-align: left;\">Adjustable Rate Mortgage<\/h2>\n<\/div>\n<p>Adjustable rate mortgages are fixed for a short period and then fluctuates when the term ends.<\/p>\n<ul style=\"margin: 40px 0;\">\n<li>Pay less interest<\/li>\n<li>Possible rate drop<\/li>\n<li>Lower monthly payment<\/li>\n<li>Save on interest<\/li>\n<li>Short-term plan<\/li>\n<\/ul>\n<p><a class=\"btn btn-lg btn-primary\" href=\"https:\/\/touringnewmexico.com\/mortgage\/loan-options\/adjustable-rate-mortgage\/\">Learn More<\/a><\/p>\n<\/div>\n<div class=\"col-md-6\">\n<div><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1684\" src=\"https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/home5.jpg\" alt=\"\" width=\"600\" height=\"400\" srcset=\"https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/home5.jpg 600w, https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/home5-300x200.jpg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"shop-mortgages screenr-services section-services section-meta section-padding section-padding-lg\">\n<div class=\"container\" style=\"padding-top: 20px; padding-bottom: 20px;\">\n<div class=\"row\">\n<div class=\"col-md-6\">\n<div><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1677\" src=\"https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/home3.jpg\" alt=\"\" width=\"600\" height=\"400\" srcset=\"https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/home3.jpg 600w, https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/home3-300x200.jpg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/div>\n<\/div>\n<div class=\"col-md-6\">\n<div class=\"section-title-area\" style=\"text-align: left;\">\n<h2 class=\"section-title mobile-padding\" style=\"text-align: left;\">VA Loans<\/h2>\n<\/div>\n<p>VA loans help eligible veterans afford housing with $0 down payment and no private mortgage insurance.<\/p>\n<ul style=\"margin: 40px 0;\">\n<li>Serving our veterans<\/li>\n<li>$0 Down Payment<\/li>\n<li>No PMI<\/li>\n<li>Lower closing costs<\/li>\n<li>No prepayment penalties<\/li>\n<li>Funding fee options<\/li>\n<\/ul>\n<p><a class=\"btn btn-lg btn-primary\" href=\"https:\/\/touringnewmexico.com\/mortgage\/loan-options\/va-loans\/\">Learn More<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"shop-mortgages screenr-services section-services section-padding section-padding-lg\">\n<div class=\"container\" style=\"padding-top: 20px; padding-bottom: 20px;\">\n<div class=\"row\">\n<div class=\"col-md-6\">\n<div class=\"section-title-area\" style=\"text-align: left;\">\n<h2 class=\"section-title\" style=\"text-align: left;\">FHA Loans<\/h2>\n<\/div>\n<p>FHA loans are affordable with low down payment and easier qualifying process.<\/p>\n<ul style=\"margin: 40px 0;\">\n<li>Low down payment<\/li>\n<li>Low credit score entry<\/li>\n<li>Easier to qualify<\/li>\n<li>Save on interest<\/li>\n<li>Fast approval<\/li>\n<li>Easy refinancing<\/li>\n<\/ul>\n<p><a class=\"btn btn-lg btn-primary\" href=\"https:\/\/touringnewmexico.com\/mortgage\/loan-options\/fha-loans\/\">Learn More<\/a><\/p>\n<\/div>\n<div class=\"col-md-6\">\n<div><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1688\" src=\"https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/home7.jpg\" alt=\"\" width=\"600\" height=\"400\" srcset=\"https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/home7.jpg 600w, https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/home7-300x200.jpg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"shop-mortgages screenr-services section-services section-meta section-padding section-padding-lg\">\n<div class=\"container\" style=\"padding-top: 20px; padding-bottom: 20px;\">\n<div class=\"row\">\n<div class=\"col-md-6\">\n<div><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1587\" src=\"https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/pools.jpg\" alt=\"\" width=\"600\" height=\"400\" srcset=\"https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/pools.jpg 600w, https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/pools-300x200.jpg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/div>\n<\/div>\n<div class=\"col-md-6\">\n<div class=\"section-title-area\" style=\"text-align: left;\">\n<h2 class=\"section-title mobile-padding\" style=\"text-align: left;\">203k Loans<\/h2>\n<\/div>\n<p>203k loans are used for home improvements such as remodeling your kitchen, landscaping, patio fireplaces, swimming pools and saunas.<\/p>\n<ul style=\"margin: 40px 0;\">\n<li>Kitchen remodels<\/li>\n<li>Bathroom remodels<\/li>\n<li>Swimming pools<\/li>\n<li>Saunas<\/li>\n<li>Patio fireplaces<\/li>\n<li>Landscaping<\/li>\n<\/ul>\n<p><a class=\"btn btn-lg btn-primary\" href=\"https:\/\/touringnewmexico.com\/mortgage\/loan-options\/203k-loans\/\">Learn More<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"shop-mortgages screenr-services section-services section-padding section-padding-lg\">\n<div class=\"container\" style=\"padding-top: 20px; padding-bottom: 20px;\">\n<div class=\"row\">\n<div class=\"col-md-6\">\n<div class=\"section-title-area\" style=\"text-align: left;\">\n<h2 class=\"section-title\" style=\"text-align: left;\">HARP Loans<\/h2>\n<\/div>\n<p>The Home Affordable Refinance Program (HARP) loans help underwater &amp; near-underwater borrowers refinance.<\/p>\n<ul style=\"margin: 40px 0;\">\n<li>Lower monthly payments<\/li>\n<li>Reduce interest rate<\/li>\n<li>Lower closing costs<\/li>\n<li>Get more for your equity<\/li>\n<\/ul>\n<p><a class=\"btn btn-lg btn-primary\" href=\"https:\/\/touringnewmexico.com\/mortgage\/loan-options\/harp-loans\/\">Learn More<\/a><\/p>\n<\/div>\n<div class=\"col-md-6\">\n<div><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1686\" src=\"https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/home6.jpg\" alt=\"\" width=\"600\" height=\"400\" srcset=\"https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/home6.jpg 600w, https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/02\/home6-300x200.jpg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<div class=\"paralax-bg\">\n<section id=\"section-cta\" class=\"section-cta section-padding section-inverse screenr-section\" style=\"background: rgba(49, 74, 183, 0.62); padding: 50px 15px;\">\n<div class=\"container\">\n<div class=\"row\" style=\"text-align: center;\">\n<div class=\"col-md-12 cta-heading\"><i class=\"fa fa-calendar-check-o fa-3x\" style=\"color: #afb3e6; vertical-align: middle; padding-bottom: 5px;\"><\/i><\/p>\n<h2>Mountain River Mortgage<\/h2>\n<h3>Proudly serving our customers since 2002.<\/h3>\n<\/div>\n<div class=\"col-md-12 cta-button-area\">\n<div class=\"btn-centered\"><a class=\"btn btn-lg btn-success btn-purchase hidden-sm hidden-xs\" href=\"\/\/touringnewmexico.com\/mortgage\/home-purchase-form\/\" data-toggle=\"modal\" data-target=\"#myModal\">Pre-Qualify for a New Home<\/a><a class=\"btn btn-lg btn-success hidden-md hidden-lg\" href=\"\/\/touringnewmexico.com\/mortgage\/home-purchase-form\/\">Pre-Qualify for a New Home<\/a><a class=\"btn btn-lg btn-warning btn-purchase hidden-sm hidden-xs\" href=\"\/\/touringnewmexico.com\/mortgage\/refinance-form\/\" data-toggle=\"modal\" data-target=\"#myModal\">Check Refinance Rates<\/a><br \/>\n<a class=\"btn btn-lg btn-warning hidden-md hidden-lg\" href=\"\/\/touringnewmexico.com\/mortgage\/refinance-form\/\">Check Refinance Rates<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<section class=\"screenr-testimonials section-testimonials section-padding section-padding-lg\">\n<div class=\"container\">\n<div class=\"section-title-area\">\n<div class=\"section-subtitle\">See what some of our customers have to say&#8230;<\/div>\n<\/div>\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-md-12\">\n<div class=\"card-deck-wrapper\">\n<div class=\"card-deck wow slideInUp\">\n<div class=\"card card-light\">\n<div class=\"card-block\">\n<div class=\"tes_author\">\n<p><img decoding=\"async\" src=\"https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/01\/review3.jpg\" alt=\"\" \/><cite class=\"tes__name\">Angie Rios<\/cite><\/p>\n<div>Refinance<\/div>\n<p>&nbsp;<\/p>\n<\/div>\n<h5 class=\"card-title\">Caring Team<\/h5>\n<p class=\"card-text\">The owners of Mountain River Mortgage are caring and made sure I got the most from my equity. Thank you, Dave and Pam. I highly recommend Mountain River Mortgage.<\/p>\n<\/div>\n<\/div>\n<div class=\"card card-light\">\n<div class=\"card-block\">\n<div class=\"tes_author\">\n<p><img decoding=\"async\" src=\"https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/01\/review2.jpg\" alt=\"\" \/><cite class=\"tes__name\">Brian &amp; Sheila Thompson<\/cite><\/p>\n<div>VA Loan<\/div>\n<p>&nbsp;<\/p>\n<\/div>\n<h5 class=\"card-title\">Honest and Fast<\/h5>\n<p class=\"card-text\">Mountain River Mortgage really came through and helped us get our first home. I switched to these guys because they&#8217;re honest, responsive and they get the job done fast. Five stars all the way!<\/p>\n<\/div>\n<\/div>\n<div class=\"card card-light\">\n<div class=\"card-block\">\n<div class=\"tes_author\">\n<p><img decoding=\"async\" src=\"https:\/\/touringnewmexico.com\/mortgage\/wp-content\/uploads\/sites\/11\/2018\/01\/review1.jpg\" alt=\"\" \/><cite class=\"tes__name\">Diane Dean<\/cite><\/p>\n<div>FHA Streamline<\/div>\n<p>&nbsp;<\/p>\n<\/div>\n<h5 class=\"card-title\">Excellent Customer Service<\/h5>\n<p class=\"card-text\">I&#8217;ve worked with multiple mortgage companies in the past. None of them come close to the customer service that Mountain River Mortgage provides. They&#8217;re quick, helpful and really care about their customers.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Loan Options Get a FREE quote &amp; save thousands of dollars on interest! Pre-Qualify for a New HomePre-Qualify for a New HomeCheck Refinance Rates Check Refinance Rates 30-Year Fixed Rate Mortgage The 30-year fixed rate mortgage is ideal as a long-term plan because you&#8217;ll have predictable, lower monthly payments. Stable&#8230;<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/full-width-header-page.php","meta":{"footnotes":""},"class_list":["post-853","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Loan Options - Mountain River Mortgage<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/touringnewmexico.com\/mortgage\/loan-options\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Loan Options - Mountain River Mortgage\" \/>\n<meta property=\"og:description\" content=\"Loan Options Get a FREE quote &amp; save thousands of dollars on interest! Pre-Qualify for a New HomePre-Qualify for a New HomeCheck Refinance Rates Check Refinance Rates 30-Year Fixed Rate Mortgage The 30-year fixed rate mortgage is ideal as a long-term plan because you&#8217;ll have predictable, lower monthly payments. 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Pre-Qualify for a New HomePre-Qualify for a New HomeCheck Refinance Rates Check Refinance Rates 30-Year Fixed Rate Mortgage The 30-year fixed rate mortgage is ideal as a long-term plan because you&#8217;ll have predictable, lower monthly payments. 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