{"id":1078,"date":"2018-01-28T01:27:13","date_gmt":"2018-01-28T01:27:13","guid":{"rendered":"https:\/\/touringnewmexico.com\/touringnewmexico-2\/?page_id=1078"},"modified":"2018-10-19T21:55:04","modified_gmt":"2018-10-19T21:55:04","slug":"usda-loans","status":"publish","type":"page","link":"https:\/\/touringnewmexico.com\/firstfidelitylouisville\/loan-options\/usda-loans\/","title":{"rendered":"USDA Loans"},"content":{"rendered":"<section id=\"hero\" class=\"section-slider screenr-section swiper-slider fixed\">\n<div class=\"swiper-container\">\n<div class=\"swiper-wrapper\">\n<div class=\"swiper-slide slide-align-center slide_content slide_content_layout_1\" style=\"background-image: url('https:\/\/firstfidelitylouisville.com\/wp-content\/uploads\/sites\/13\/2018\/01\/mortgage2.jpg');\">\n<div class=\"col-md-12 backdrop-grad\">\n<div class=\"swiper-slide-intro col-lg-12\">\n<div class=\"swiper-intro-inner\" style=\"padding-top: 2%; padding-bottom: 1%;\">\n<h1>USDA Loans<\/h1>\n<p>Get a FREE quote &#038; save thousands of dollars on interest!<\/p>\n<div class=\"btn-centered\">\n<a data-toggle=\"modal\" href=\"https:\/\/firstfidelitylouisville.com\/home-purchase-form\/\" class=\"btn btn-lg btn-success btn-purchase hidden-sm hidden-xs\" data-target=\"#myModal\" >Get My FREE USDA Loan Quote <i class=\"fa fa-chevron-right\"><\/i><\/a><a href=\"https:\/\/firstfidelitylouisville.com\/home-purchase-form\/\" class=\"btn btn-lg btn-success hidden-md hidden-lg\" >Get My FREE USDA Loan Quote <i class=\"fa fa-chevron-right\"><\/i><\/a>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section class=\"section-padding section-padding-lg section-meta highlighted-section\">\n<div class=\"container\">\n<div class=\"section-title-area\" style=\"margin-bottom:30px;\">\n<div class=\"section-subtitle\" style=\"margin-bottom:10px;\">Why Choose a USDA Loan?<\/div>\n<\/div>\n<div class=\"card-deck\">\n<div class=\"card\">\n<div class=\"highlight-box\">\n<h4 class=\"card-title\" style=\"margin-bottom: 20px;\"><i class=\"fa fa-check-square-o\"><\/i> $0 down payment<\/h4>\n<p class=\"card-text\">There&#8217;s no required down payment for USDA loans.<\/p>\n<\/div>\n<\/div>\n<div class=\"card\">\n<div class=\"highlight-box\">\n<h4 class=\"card-title\" style=\"margin-bottom: 20px;\"><i class=\"fa fa-check-square-o\"><\/i> Not agriculture<\/h4>\n<p class=\"card-text\">&#8220;USDA&#8221; implies agriculture, but it&#8217;s for people with limited income who want homes in rural &#038; suburban areas.<\/p>\n<\/div>\n<\/div>\n<div class=\"card\">\n<div class=\"highlight-box\">\n<h4 class=\"card-title\" style=\"margin-bottom: 20px;\"><i class=\"fa fa-check-square-o\"><\/i> Rural &#038; suburban areas<\/h4>\n<p class=\"card-text\">USDA is designated for rural homes, but often includes the outskirts of major cities.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"card-deck\">\n<div class=\"card\">\n<div class=\"highlight-box\">\n<h4 class=\"card-title\" style=\"margin-bottom: 20px;\"><i class=\"fa fa-check-square-o\"><\/i> Save on interest<\/h4>\n<p class=\"card-text\">Mortgage rates are low right now. Locking in a fixed-rate now will save you thousands on interest.<\/p>\n<\/div>\n<\/div>\n<div class=\"card\">\n<div class=\"highlight-box\">\n<h4 class=\"card-title\" style=\"margin-bottom: 20px;\"><i class=\"fa fa-check-square-o\"><\/i> Affordable<\/h4>\n<p class=\"card-text\">USDA loans help lower income buyers purchase a new home.<\/p>\n<\/div>\n<\/div>\n<div class=\"card\">\n<div class=\"highlight-box\">\n<h4 class=\"card-title\" style=\"margin-bottom: 20px;\"><i class=\"fa fa-check-square-o\"><\/i> Most overlooked loan<\/h4>\n<p class=\"card-text\">Many people miss out on the savings because they&#8217;re not well-informed about it.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section id=\"shop-mortgages\" class=\"do-you-qualify section-services section-padding section-padding-lg screenr-section\">\n<div class=\"container\" style=\"clear:both;\">\n<div class=\"col-lg-2\"><\/div>\n<div class=\"col-lg-8\">\n<div class=\"section-title-area\" style=\"margin-bottom:20px;\">\n<h2 class=\"section-title\" style=\"margin-top:0;text-transform:none;\">Find out if you qualify for a USDA loan<\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section id=\"features\" class=\"section-features three-steps section-padding screenr-section section-padding-empty\">\n<div class=\"container\" style=\"text-align: center;padding-bottom: 50px;\">\n<div class=\"features-content card-group\">\n<div class=\"col-md-4\">\n<div class=\"features__item-media icon\">\n<div id=\"stepOne\" class=\"hvr-float\"><\/div>\n<div class=\"section-title-area arrow-end\" style=\"margin-bottom:0\">\n<div class=\"section-subtitle\" style=\"margin-top:30px;\">step one<\/div>\n<\/div>\n<\/div>\n<div class=\"features__item-content\" style=\"text-align: center;\">\n<h3 style=\"margin-top:10px;\">Get pre-approved<\/h3>\n<p>Know exactly how much home you can afford.<\/p>\n<\/div>\n<\/div>\n<div class=\"col-md-4 stepTwo\">\n<div class=\"features__item-media icon\">\n<div id=\"stepTwo\" class=\"hvr-float\"><\/div>\n<div class=\"section-title-area arrow-begin\" style=\"margin-bottom:0\">\n<div class=\"section-subtitle\" style=\"margin-top:30px;\">step two<\/div>\n<\/div>\n<\/div>\n<div class=\"features__item-content\" style=\"text-align: center;\">\n<h3 style=\"margin-top:10px;\">Compare rates for free<\/h3>\n<p>Spend less money out of pocket.<\/p>\n<\/div>\n<\/div>\n<div class=\"col-md-4\">\n<div class=\"features__item-media icon\">\n<div id=\"stepThree\" class=\"hvr-float\"><\/div>\n<div class=\"section-title-area arrow-begin\" style=\"margin-bottom:0\">\n<div class=\"section-subtitle\" style=\"margin-top:30px;\">step three<\/div>\n<\/div>\n<\/div>\n<div class=\"features__item-content\" style=\"text-align: center;\">\n<h3 style=\"margin-top:10px;\">Lock in a low interest rate<\/h3>\n<p>The extra savings could go towards furniture, decorating or back into your pocket.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<p><a class=\"btn btn-sm btn-primary btn-purchase hidden-sm hidden-xs\" href=\"https:\/\/firstfidelitylouisville.com\/home-purchase-form\/\" data-toggle=\"modal\" data-target=\"#myModal\"> Get Started <i class=\"fa fa-chevron-right\"><\/i><\/a><br \/>\n<a class=\"btn btn-sm btn-primary hidden-md hidden-lg\" href=\"https:\/\/firstfidelitylouisville.com\/home-purchase-form\/\"> Get Started <i class=\"fa fa-chevron-right\"><\/i><\/a>\n<\/div>\n<\/section>\n<section id=\"shop-mortgages\" class=\"screenr-services section-meta section-services section-padding section-padding-lg\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-md-6\">\n<div class=\"section-title-area\" style=\"text-align: left;\">\n<div class=\"section-subtitle\" style=\"text-align: left;\">First Fidelity Mortgage<\/div>\n<h2 class=\"section-title\" style=\"text-align: left;\">Win free mortgage payments for a year<\/h2>\n<\/div>\n<p class=\"italic\">To qualify, close a loan with First Fidelity Mortgage and you&#8217;ll be entered into a drawing to receive free mortgage payments for a year!<\/p>\n<ul style=\"margin: 40px 0;\">\n<li>Up to $1,200\/month for a full year<\/li>\n<li>Drawings are held every January<\/li>\n<li>Best rates &amp; closing costs in the industry<\/li>\n<li>Get pre-approved to begin<\/li>\n<\/ul>\n<p><a class=\"btn btn-lg btn-success btn-purchase hidden-sm hidden-xs\" href=\"https:\/\/firstfidelitylouisville.com\/home-purchase-form\/\" data-toggle=\"modal\" data-target=\"#myModal\">Get Pre-Approved Now<\/a><a class=\"btn btn-lg btn-success hidden-md hidden-lg\" href=\"https:\/\/firstfidelitylouisville.com\/home-purchase-form\/\">Get Pre-Approved Now<\/a><\/p>\n<\/div>\n<div class=\"col-md-6\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-550\" src=\"https:\/\/firstfidelitylouisville.com\/wp-content\/uploads\/sites\/13\/2018\/10\/free-mortgage-one-year-winners-2.jpg\" alt=\"\" width=\"600\" height=\"400\" \/><\/div>\n<\/div>\n<\/div>\n<\/section>\n<div class=\"paralax-bg\">\n<section id=\"section-cta\" class=\"section-cta section-padding section-inverse screenr-section\" style=\"background:rgba(49, 74, 183, 0.62); padding:50px 15px;\">\n<div class=\"container\">\n<div class=\"row\" style=\"text-align:center;\">\n<div class=\"col-md-12 cta-heading\">\n<i class=\"fa fa-calendar-check-o fa-3x\" style=\"color: #afb3e6;vertical-align: middle;padding-bottom: 5px;\"><\/i><\/p>\n<h2>First Fidelity Mortgage<\/h2>\n<h3>Proudly helping our customers own their dream home since 2012.<\/h3>\n<\/div>\n<div class=\"col-md-12 cta-button-area\">\n<div class=\"btn-centered\">\n<a data-toggle=\"modal\" href=\"https:\/\/firstfidelitylouisville.com\/home-purchase-form\/\" class=\"btn btn-lg btn-success btn-purchase hidden-sm hidden-xs\" data-target=\"#myModal\" >Get Pre-Approved for a New Home<\/a><a href=\"https:\/\/firstfidelitylouisville.com\/home-purchase-form\/\" class=\"btn btn-lg btn-success hidden-md hidden-lg\" >Get Pre-Approved for a New Home<\/a>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<section class=\"screenr-testimonials section-testimonials section-padding section-padding-lg\">\n<div class=\"container\">\n<div class=\"section-title-area\">\n<div class=\"section-subtitle\">See what some of our customers have to say&#8230;<\/div>\n<\/div>\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-md-12\">\n<div class=\"card-deck-wrapper\">\n<div class=\"card-deck wow slideInUp\">\n<div class=\"card card-light\">\n<div class=\"card-block\">\n<div class=\"tes_author\"><img decoding=\"async\" src=\"https:\/\/firstfidelitylouisville.com\/wp-content\/uploads\/sites\/13\/2018\/10\/aaron.jpg\" alt=\"\" \/><cite class=\"tes__name\">Aaron Basham<\/cite><\/div>\n<h5 class=\"card-title\">The process was simple and pain free<\/h5>\n<p class=\"card-text\">&#8220;Mike was awesome to work with. Being a fist time homebuyer, we had a plethora of questions and Mike was there to answer every question in a way that we could understand. He was always available and genuinely interested in getting us the best deal we could get. The process was simple and pain free and I attribute that to the expertise that the loan officers have at First Fidelity Mortage. I will definitely use them again in the future and I would reccomend them to anyone looking to buy a home.&#8221;<\/p>\n<\/div>\n<\/div>\n<div class=\"card card-light\">\n<div class=\"card-block\">\n<div class=\"tes_author\"><img decoding=\"async\" src=\"https:\/\/firstfidelitylouisville.com\/wp-content\/uploads\/sites\/13\/2018\/10\/susan.jpg\" alt=\"\" \/><cite class=\"tes__name\">Susie Stralina<\/cite><\/div>\n<h5 class=\"card-title\">Offered me the best rate<\/h5>\n<p class=\"card-text\">&#8220;Extremely pleased with my experience at First Fidelity Mortgage. When choosing a lender, Mike Hurt was always a step ahead of the competition offering me the best rate. He simplified the numbers and gave me a clear picture of my financial options. As a first time home buyer, Mike was an excellent resource and went above and beyond to help me every step of the way.&#8221;<\/p>\n<\/div>\n<\/div>\n<div class=\"card card-light\">\n<div class=\"card-block\">\n<div class=\"tes_author\"><img decoding=\"async\" src=\"https:\/\/firstfidelitylouisville.com\/wp-content\/uploads\/sites\/13\/2018\/10\/chad.jpg\" alt=\"\" \/><cite class=\"tes__name\">Chad Koetter<\/cite><\/div>\n<h5 class=\"card-title\">Answered all of our questions<\/h5>\n<p class=\"card-text\">&#8220;Mike was great to work with. Even though this was our second time going through this process, Mike answered all of our questions, no matter how small or obvious the answers were, he was patient and explained everything quickly and thoroughly. If you want a somebody on your team that is on top of the ball and acts in your best interest, Mike and First Fidelity are your guys! While we\u2019re not planning on moving again for a while, we will definitely use Mike and First Fidelity again when the time comes!&#8221;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>USDA Loans Get a FREE quote &#038; save thousands of dollars on interest! Get My FREE USDA Loan Quote Get My FREE USDA Loan Quote Why Choose a USDA Loan? $0 down payment There&#8217;s no required down payment for USDA loans. Not agriculture &#8220;USDA&#8221; implies agriculture, but it&#8217;s for people&#8230;<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":853,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/full-width-header-page.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1078","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>USDA Loans - First Fidelity Mortgage - Louisville, Kentucky<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/touringnewmexico.com\/firstfidelitylouisville\/loan-options\/usda-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"USDA Loans - First Fidelity Mortgage - Louisville, Kentucky\" \/>\n<meta property=\"og:description\" content=\"USDA Loans Get a FREE quote &#038; save thousands of dollars on interest! 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